What's the best type of loan for a First Time Homebuyer?
Find out what the best types of loans are for First Time Homebuyers. ...more
home loans
August 06, 2024•1 min read
3 Ways to shave years off your mortgage
Here are 3 ways to shave some years off your mortgage and get your home paid off quicker. ...more
home loans
July 29, 2024•1 min read
How Long Does it Take to Buy a House?
Understanding the Timeline: The process of buying a house involves several steps, and each one takes time to complete. From submitting your application to getting the keys to your new home, there are ... ...more
home loans
April 16, 2024•1 min read
What Determines a Mortgage Rate?
At Victory Home Loans, we don't believe in cookie-cutter rates. Instead, we create custom rates tailored to your specific financial situation and needs. Unlike banks that offer fixed rates, we have th... ...more
home loans
April 16, 2024•1 min read
What Mortgage Loan Programs Are Available to Homebuyers
Choosing the right mortgage is a crucial step in the homebuying process. With a diverse array of mortgage options available, it's essential to understand your choices and select the one that best alig... ...more
home loans
March 04, 2024•2 min read
Understanding Debt to Income Ratio
Understanding your Debt-to-Income Ratio is a critical aspect of determining how much house you can afford. By calculating your DTI and implementing strategies to improve it, you can strengthen your fi... ...more
home loans
March 02, 2024•4 min read
How to Improve Your Credit Score to Get a Mortgage Loan.
It's Michael Mitchell from Victory Home Loans, and today I want to tackle a question I hear quite often: How can I get my credit up quickly? Before we dive in, I want to clarify that while I'm not a c... ...more
home loans
February 07, 2024•2 min read
What Is The Lowest Credit Score You Can Have To Get Into a Home.
It's Michael Mitchell from Victory Home Loans, and today I want to address a question I get asked quite often: What is the lowest credit score you can work with to secure a loan? The answer might surp... ...more
home loans
February 07, 2024•2 min read
Navigating Homeownership in Wichita Falls, Texas: How Much Do You Really Need for a Down Payment?
Embarking on the journey to homeownership in Wichita Falls, Texas? One of the burning questions you might have is, "How much do I need for a down payment to buy a house?" Let's break it down together ... ...more
home loans
January 09, 2024•2 min read
